Privacy Policy

Introduction

dravenoraliq ("we," "our," or "us") is committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website dravenoraliq.world and use our budget strategy services. We understand that your privacy is important, and we take our responsibilities seriously under applicable privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and provincial privacy legislation in Canada.

By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access or use our services.

How We Use Your Information

We use the information we collect for various purposes related to providing and improving our budget strategy services. Our use of your personal information is always in accordance with the purposes for which it was collected and applicable privacy laws.

Primary purposes include providing our budget strategy services, creating and managing your account, processing transactions, communicating with you about our services, and providing customer support. We also use your information to personalize your experience, send you updates about new features, and ensure the security of our platform.

We may use aggregated, anonymized data for research and development purposes to improve our services. This data cannot be traced back to individual users and helps us understand usage patterns and develop better financial tools for our community.

Information Sharing and Disclosure

We take great care in limiting how we share your personal information. We do not sell, trade, or otherwise transfer your personal information to outside parties except in specific circumstances outlined below.

We may share your information with trusted service providers who assist us in operating our website, conducting our business, or serving our users, as long as those parties agree to keep this information confidential. These service providers include payment processors, cloud hosting providers, and customer support platforms.

We may also release information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property, or safety. In the event of a business transfer, merger, or acquisition, your information may be transferred to the new entity, subject to the same privacy protections.

Data Security Measures

We implement comprehensive security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security practices include encryption of sensitive data, regular security audits, and restricted access controls.

All financial data is encrypted using industry-standard encryption protocols both in transit and at rest. Our servers are protected by firewalls and intrusion detection systems. We regularly update our security measures and conduct vulnerability assessments to ensure your data remains protected.

While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. Any transmission of personal information is at your own risk, and we are not responsible for circumvention of privacy settings or security measures contained on the website.

Data Retention and Deletion

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, resolve disputes, and enforce our agreements.

Account information is typically retained while your account is active and for up to two years after account closure, unless you request earlier deletion. Financial data used for budgeting purposes is retained for three years to provide historical analysis features. Technical and usage data is generally retained for one year for analytics purposes.

When we no longer need your personal information, we will securely delete or anonymize it. Some information may be retained in anonymized form for research and service improvement purposes.

International Data Transfers

While we primarily store and process data within Canada, some of our service providers may be located in other countries, including the United States. When we transfer your personal information outside Canada, we ensure appropriate safeguards are in place to protect your privacy.

These safeguards include contractual protections with service providers, ensuring they meet Canadian privacy standards, and using providers that participate in recognized privacy frameworks. You consent to such transfers when you use our services.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small files stored on your device that help us remember your preferences and improve our services.

Essential cookies are necessary for the website to function properly and cannot be disabled. Analytics cookies help us understand how visitors use our website so we can improve it. Preference cookies remember your settings and choices for a more personalized experience.

You can control cookie preferences through your browser settings. However, disabling certain cookies may affect the functionality of our website and your user experience.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the "Last updated" date at the top of this policy.

For significant changes that may affect your rights or how we handle your personal information, we will provide additional notice through email or prominent notice on our website. Your continued use of our services after any changes constitutes acceptance of those changes.